Why ZACC?

ZACC is Easy to Use!

You don’t have to learn how to read a credit report — ZACC does all the work.  You enter patient information into our secure online (internet) form and ZACC automatically pulls real-time credit data from TransUnion, analyzes the patient payment history and returns a final credit grade along... 

ZACC Doesn’t Hurt Credit Scores! ZACC Doesn’t Hurt Credit Scores!

ZACC pulls a ’soft inquiry’ that does not affect your patient’s credit score.  A ZACC inquiry isn’t seen by your patient’s creditors — it only gives you valuable information to improve case acceptance.  Read More →

ZACC Increases Case Starts! ZACC Increases Case Starts!

ZACC is the only credit grading system designed specifically for patient financing!  ZACC is not designed to restrict new patients — it’s about identifying the “A” patients and making sure you offer those patients payment options that they can’t say “NO” to.  Read More →

Why Check Patient Credit

Why obtain credit Grades?

The orthodontic and dental profession is, overwhelmingly, selling “optional” treatment.  In other words, patients can choose to accept treatment now, to postpone treatment, to phase treatment (in general dental offices) or to have treatment completed in a competitor’s office.  One... 

ZACC is About Case Acceptance

What is it worth to your practice to know, for certain, that the patient you are speaking with is rock solid stable, and has never failed to pay a debt?  What is it worth to your practice to know, for certain, that the patient you are speaking with is not credit worthy and does not keep promises regarding... 

Never Lose an A Patient

Many patients (even many with high credit grades) do not have the financial means to pay in full, or to make huge down payments for medical or dental treatment.  While outside patient financing is an option for some, most patients reject the very thought of financing their care at a bank or finance... 

Recession Proof Your Practice

Even practices who have enjoyed years of excellent cash flow are finding that more patients are paying late or not paying at all.  Now is the time to take steps to secure your practice with the Zuelke Automated Credit Coach.  Read More →

Zuelke Notes

Paul Zuelke: Why I Created ZACC Paul Zuelke: Why I Created ZACC

Dear Doctor, For years I have been working on designing a product that would automate the patient grading process that we teach at Zuelke & Associates.  I wanted an inexpensive, simple, and quick way to consistently and accurately identify the credit worthiness of patients. I am pleased to say that I have finally accomplished my goal, and the result, the Zuelke Automated Credit Coach (ZACC) is even more accurate and easy to use than I had hoped it would be.  This new online software service (ZACC) is now available from OrthoBanc, LLC. Sincerely, Paul Zuelke, President, Zuelke & Associates  Read More →